Andrew Chan

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Andrew was a Chinese-American man who was financially responsible “from the beginning of time. My parents instilled core values. Think about the future. Always save up. Never buy at full price.” 

He grew up in the South and always had a yen for the fashion business, but he didn’t dare express such a frivolous goal until after he graduated from Emory University. From then on, he worked seven days a week with the same well-known fashion company, learning production, design development, and global sales. 

“I was sure I'd be married by 23.” But he ran smack into the 2008 recession. That put his life plans on a 10-year delay. He had to use all his connections just to get an internship in the corporate division. But that got him to the city of ambition – New York.  Working double-time, he scaled two ladders at once in the same company.  

This was the opposite of the “no work ethic” slacker reputation that older folks have slapped on millennials. Andrew Chan doubled down on work ethic to beat the recession, and it paid off by the time he turned 30.  He was made director of global brand merchandising.  

When did he start thinking about marriage? 

“It took a long time. I’m an old man.” 

How old? 


Andrew Chan isn’t the only “elder millennial” who was held back by the economic irresponsibility of earlier generations. Legions of others have faced the bleak reality of carrying obscene amounts of student loan debt. They can’t afford to get married until they can buy a decent ring and hope to buy a house to hold a family before they’re 40. 

“I’m definitely thinking about it now,” Andrew smiled proudly “I’ll be married in three months.”